Home Again, Home Again (and Again, and Again)

Home is where the heart (and most of the expense) is.

Of our many mistakes with money, one that is particularly ironic has to do with housing. The irony is due to the fact that our mortgages have been, by far, our largest debts in our lifetime. Yet, by having had so many of them — each with a break in between — we’ve been temporarily debt free several times.

By the time we had been married for 20 years, we had purchased our fourth house with our fourth 30 year mortgage. It’s not like we’ve ever had to move due to some compelling outside reason like a job transfer or being closer to an ailing loved one. In fact, none of our homes has ever been outside a ten-mile radius from our first. Each time, we had different reasons that prompted us to leave. They were generally the wrong reasons and, being honest with ourselves, they generally shared a common theme.

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