Tag: living your best life

Posted on

February’s FREE Financial Reading

This month is our Frugal February and we are on a mission to spend as little money as possible this month. This got me thinking of free things we could do and reading was one of my first thoughts. Since we are trying to spend so little, I didn’t want to even drive to the library to search for some good reads. This encouraged me to search for finance and success focused books that are free to read on the internet. I was shocked at all of the great reading I found and wanted to share it all with you!

If there is a book that you have read that encouraged you in your financial walk and is free to read on the internet, please leave a comment below, we would LOVE to share it.

Continue reading “February’s FREE Financial Reading”
Posted on

Commentary on Step 5 – Saving for College

Here we are at baby step #5, saving for your children’s college.  As you likely know, Mr. Ramsey’s guidance is to work on steps 4, 5, and 6 at the same time.  He does keep this step more vague then the others due to the differences in family circumstances, from those who do not have children to those who have a boat load, creating a much bigger challenge in saving for college for the entire brood.

Most of what we’ve read, heard, and watched from Dave himself about this part of the journey implies it’s a non-negotiable step if you have children.  This is concerning, as everyone’s situation is different.  To be fair, Chris Hogan, one of the “Ramsey Personalities”, has shared on more than one occasion that one size does not fit all and, furthermore, making sure you can afford to retire should take priority.  Amen to that!
Continue reading “Commentary on Step 5 – Saving for College”